Money without borders
MIN FEES. MAX EASE. FULL SPEED.
We're on a mission to build the best way to move and manage the world's money.
Read our latest Mission Update15 million people
and counting
£145 billion
moving around the world
£2 billion saved
per year on hidden fees
Our pillars
Minimum fees
We’re upfront about our fees. No asterisks. No small print. No hidden fees.
HOW WE'RE ACHIEVING OUR MISSION
You’re getting our lowest fees in five years
Our average fee is now 0.53%. That means it costs 25% less to use Wise than it did five years ago. We’re always working to lower your fees by finding better ways to move your money. Here’s how we do it.
Connect directly with banks, cutting out the middlemen so you pay less
The more people who use Wise, the lower the fees for everyone
Regularly review fees and drop them whenever moving money gets cheaper
The price provided is a global average based on a fixed basket of representative currencies and may not reflect specific prices for consumers in their regions. Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing information.
Billions moving around the world at lightning speed
You should never have to wonder where your money is, so we make your money move fast and far. 77% of your transfers now arrive before you can say ‘it’s on its way’ — in under 20 seconds. That’s nearly double what it was five years ago. Here’s how we do it.
Building a global network of local banks, so your transfer can avoid intermediary delays and charges
Linking directly to local systems like Faster Payments and PIX to move money at the source
Our tech runs 24/7, so your money doesn’t have to wait
Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
What's new for you?
Read about our recent updates
Our mission in action
Hidden fees? That’s silly
Brits lose £3.1 billion a year to hidden fees. Inflated exchange rates from some big banks make it hard to see what you’re really being charged. So, we popped up in Brick Lane, London showing just how absurdly tiny that small print can get — about the size of grains of rice.
Learn more
Meet Don T. Overpay
We’ve all overpaid at some point — usually without realising. The Don T. Overpay campaign is a reminder that moving money abroad shouldn’t cost more than it needs to. With transparent fees and the real mid-market rate, Don T. Overpay helps you spot the hidden costs and make smarter choices next time, so more of your money stays yours.
Learn more
Keeping transparency clear, around the globe
Regulations for international payment fees vary worldwide. Some are stricter than others, giving providers room to hide fees from consumers. We’re dedicated to holding global banks accountable, so you always know exactly what you pay.
Learn moreHow we're getting it done
Check in on our progress as we build the best way to move and manage the world’s money
Read our latest mission updateHow Wise works for you
“So easy to use both at home and overseas. Used on two trips to India now and will do so again next March. Readily accepted everywhere and with paying several fairly large transactions. Any hiccups with using the card are easily resolved straight away using the card’s features. Highly satisfied!”
Philip
Australia
“Once account are set up and verified, this is the easiest way I have found to move money quickly from my accounts in the US to my home in Mexico. Outstanding service and I always get the market rate on the exchange. Much better than wiring money bank to bank.”
Jacque
United States
“Transferring money has never been cheaper or easier… It's linked to my UK sterling bank account and I can complete euro transactions from my home in Germany literally in seconds. Can't fault it...”
John
Germany
“Wise has saved me a bundle since I got it. Works everywhere including countries where the exchange rate is volatile. The exchange rate is always very competitive and charges are reasonable… It's an essential tool for anyone who travels internationally once or more a year.”
Syed
Australia
“Living in Spain and needing to send money to other countries and receive payments from abroad has been made so easy and affordable with Wise”
Melanie
Spain
The Wise story
Wise was launched in 2011 with the vision of making international money transfers affordable, fair, and simple.
Our founders, Kristo and Taavet, put their heads together to invent a solution to their own challenges. Both from Estonia but living in London, they were paid in different currencies than their mortgages and living expenses.
Moving money with their banks proved to be expensive, slow and convoluted. They knew there had to be a better way — and Wise was the answer.
